/* --- Base Styles & Variables V4 --- */
:root {
    --primary-bg: #FFFFFF;
    --secondary-bg: #F8F7FA; /* Lighter Lavender/Grey */
    --accent-purple: #6A1B9A; /* Primary Purple */
    --accent-purple-dark: #BA68C8; /* Darker Purple */
    --highlight-gold: #F4D03F; /* Softer Gold */
    --highlight-gold-dark: #E0C180; /* Muted Gold */
    --text-dark: #1F2937; /* Keep Dark Charcoal */
    --text-heading-purple: #6A1B9A; /* Dark Purple for some headings */
    --text-medium: #6B7280; /* Medium Grey */
    --text-light: #9CA3AF;
    --border-color: #E5E7EB;
    --border-color-light: #F3E5F5; /* Light purple border */
    --slider-track: #E1BEE7; /* Light purple track */

    --font-primary: 'Poppins', sans-serif; /* Changed font */
    --base-font-size: 16px;
    --container-width: 1160px; /* Slightly wider */
    --border-radius: 8px;
    --shadow-sm: 0 1px 2px 0 rgb(0 0 0 / 0.05);
    --shadow-md: 0 4px 6px -1px rgb(0 0 0 / 0.07), 0 2px 4px -2px rgb(0 0 0 / 0.07);
    --shadow-lg: 0 10px 15px -3px rgb(90 24 154 / 0.1), 0 4px 6px -4px rgb(90 24 154 / 0.1); /* Purple shadow */
    --transition-base: 0.3s ease-in-out;
}

/* --- Reset & Global --- */
* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: var(--base-font-size); }
body {
    font-family: var(--font-primary);
    line-height: 1.7; /* Slightly increased */
    color: var(--text-medium);
    background-color: var(--primary-bg);
    overflow-x: hidden;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}
h1, h2, h3, h4, h5, h6 {
    color: var(--text-heading-purple); /* Dark Purple Headings */
    font-weight: 600;
    line-height: 1.3;
    margin-bottom: 0.5em;
}
h1 { font-size: clamp(2.5rem, 5vw, 3.4rem); font-weight: 700; }
h2 { font-size: clamp(1.9rem, 4vw, 2.6rem); text-align: center; margin-bottom: 15px; }
h3 { font-size: clamp(1.3rem, 3vw, 1.6rem); }
h4 { font-size: 1.15rem; font-weight: 600; margin-bottom: 0.4em; color: var(--text-heading-purple); } /* Slightly bolder */
p { margin-bottom: 1em; }
a { color: var(--accent-purple); text-decoration: none; transition: color var(--transition-base); }
a:hover { color: var(--accent-purple-dark); }
img { max-width: 100%; height: auto; display: block; }
ul { list-style: none; }
input, button { font-family: inherit; font-size: inherit; }
button { cursor: pointer; }

.container { max-width: var(--container-width); margin: 0 auto; padding: 0 20px; }
section { padding: 75px 0; } /* Standardized padding */

.section-title-v4 { color: var(--text-heading-purple); font-weight: 700; }
.section-subtitle-v4 {
    text-align: center;
    font-size: 1.1rem;
    color: var(--text-medium);
    max-width: 700px; /* Wider subtitle */
    margin: -10px auto 45px auto; /* More bottom margin */
}
.section-title-v4.left-align, .section-subtitle-v4.left-align { text-align: left; margin-left: 0; margin-right: 0; max-width: none; }
.section-subtitle-v4.no-margin { margin-bottom: 30px; } /* Consistent bottom margin */

/* Main CTA Button - Purple */
.cta-button-v4 {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    background-color: var(--accent-purple);
    color: #fff;
    padding: 14px 32px; /* Slightly adjusted */
    border: none;
    border-radius: var(--border-radius);
    font-size: 1.1rem; /* Slightly larger */
    font-weight: 600;
    cursor: pointer;
    transition: background-color var(--transition-base), transform var(--transition-base), box-shadow var(--transition-base);
    box-shadow: var(--shadow-md);
    line-height: 1.4;
}
.cta-button-v4:hover {
    background-color: var(--accent-purple-dark);
    transform: translateY(-3px); /* More lift */
    box-shadow: var(--shadow-lg);
    text-decoration: none;
}
.cta-button-v4 .btn-icon-right { transition: transform var(--transition-base); }
.cta-button-v4:hover .btn-icon-right { transform: translateX(5px); }
.cta-button-v4.secondary {
    background-color: #fff;
    color: var(--accent-purple);
    border: 1px solid var(--accent-purple);
    box-shadow: var(--shadow-sm);
}
.cta-button-v4.secondary:hover {
    background-color: #f3e5f5; /* Light purple hover */
    border-color: var(--accent-purple-dark);
    color: var(--accent-purple-dark);
    box-shadow: var(--shadow-md);
}


/* --- Animation Setup (Same as V3) --- */
[data-animate] { opacity: 0; transition: opacity 0.7s ease-out, transform 0.7s ease-out; }
[data-animate].animated { opacity: 1; }
[data-animate="fade-in"] { transform: translateY(10px); }
[data-animate="fade-in"].animated { transform: translateY(0); }
[data-animate="fade-in-up"] { transform: translateY(35px); } /* Slightly more */
[data-animate="fade-in-up"].animated { transform: translateY(0); transition-delay: var(--delay, 0s); }
[data-animate="fade-in-left"] { transform: translateX(-45px); }
[data-animate="fade-in-left"].animated { transform: translateX(0); }
[data-animate="fade-in-right"] { transform: translateX(45px); }
[data-animate="fade-in-right"].animated { transform: translateX(0); }
[data-animate="zoom-in"] { transform: scale(0.9); }
[data-animate="zoom-in"].animated { transform: scale(1); transition-delay: var(--delay, 0s); }


/* --- Hero Section V4 --- */
.hero-section-v4 {
    /* Subtle Gradient Background */
    background: linear-gradient(135deg, #f3e5f5 0%, var(--primary-bg) 60%);
    padding: 90px 0 70px 0;
    min-height: 90vh;
    display: flex;
    align-items: center;
    overflow: hidden;
    position: relative;
}
.hero-container-v4 {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 50px;
}
.hero-content-v4 {
    flex: 1 1 58%; /* Slightly more space */
    max-width: 620px;
    z-index: 1;
}
.hero-headline-v4 { margin-bottom: 0.4em; color: var(--text-heading-purple); }
.hero-subheadline-v4 {
    font-size: 1.2rem; /* Larger subheadline */
    color: var(--text-medium);
    margin-bottom: 2.5em; /* More space before form */
}
.hero-form-v4 {
    background-color: #fff;
    padding: 20px;
    border-radius: var(--border-radius);
    box-shadow: var(--shadow-lg);
    display: flex;
    flex-wrap: wrap;
    gap: 15px;
    align-items: stretch;
    border: 1px solid var(--border-color-light); /* Light border */
}
.form-inputs-v4 {
    flex-grow: 1;
    display: flex;
    gap: 15px;
}
.input-wrapper-v4 {
    position: relative;
    flex: 1;
    min-width: 210px; /* Slightly larger min-width */
}
.form-icon-v4 {
    position: absolute;
    left: 16px;
    top: 50%;
    transform: translateY(-50%);
    color: var(--text-light);
    font-size: 1rem;
    pointer-events: none;
}
.input-wrapper-v4 input[type="text"],
.input-wrapper-v4 input[type="tel"] {
    width: 100%;
    padding: 14px 16px 14px 50px; /* Adjust padding */
    border: 1px solid var(--border-color);
    border-radius: var(--border-radius);
    background-color: #fff;
    color: var(--text-dark);
    font-size: 1rem;
    transition: border-color var(--transition-base), box-shadow var(--transition-base);
    height: 100%;
    font-weight: 500;
}
.input-wrapper-v4 input::placeholder { color: var(--text-light); font-weight: 400; }
.input-wrapper-v4 input:focus {
    outline: none;
    border-color: var(--accent-purple);
    box-shadow: 0 0 0 3px rgba(106, 27, 154, 0.15); /* Purple focus shadow */
}
.hero-form-v4 .cta-button-v4 {
    flex-shrink: 0;
    height: auto;
    align-self: stretch;
}

/* Removed hero trust text CSS */

.hero-graphic-v4 {
    flex: 1 1 40%;
    max-width: 480px; /* Slightly larger graphic allowance */
    opacity: 1; /* Full opacity */
    z-index: 0;
    align-self: center;
    margin-left: 20px; /* Ensure some space */
}
.hero-graphic-v4 img { max-width: 100%; }


/* --- Trust Bar Section (Same as V3) --- */
.trust-bar-v4 {
    background-color: var(--secondary-bg);
    padding: 18px 0;
    border-top: 1px solid var(--border-color-light);
    border-bottom: 1px solid var(--border-color-light);
}
.trust-bar-container-v4 {
    display: flex; align-items: center; justify-content: center; flex-wrap: wrap; gap: 15px 30px;
}
.trust-bar-container-v4 span { font-size: 0.9rem; font-weight: 500; color: var(--text-medium); margin-right: 10px; }
.partner-logos-v4 { display: flex; align-items: center; gap: 35px; /* More gap */}
.partner-logos-v4 img { height: 28px; filter: grayscale(100%) opacity(0.6); max-width: 110px; }


/* --- How It Works Section V4 --- */
.how-it-works-v4 { background-color: var(--primary-bg); }
.steps-container-v4 {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(290px, 1fr)); /* Slightly larger min width */
    gap: 35px; /* More gap */
    margin-top: 50px;
}
.step-card-v4 {
    background: linear-gradient(160deg, var(--primary-bg) 80%, #f3e5f5 100%); /* Subtle gradient bg */
    padding: 35px;
    border-radius: var(--border-radius);
    border: 1px solid var(--border-color-light);
    text-align: center;
    position: relative;
    transition: transform var(--transition-base), box-shadow var(--transition-base);
    box-shadow: var(--shadow-md);
}
.step-card-v4:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
}
.step-number-v4 {
    position: absolute;
    top: 20px;
    left: 25px;
    font-size: 2rem; /* Larger number */
    font-weight: 700;
    color: var(--text-heading-purple);
    opacity: 0.07;
    line-height: 1;
}
.step-icon-v4 {
    font-size: 2.8rem; /* Larger icon */
    color: var(--accent-purple);
    margin-bottom: 25px;
    display: inline-block;
}
.step-title-v4 {
    font-size: 1.4rem; /* Larger title */
    color: var(--text-heading-purple);
    margin-bottom: 12px;
}
.step-description-v4 { font-size: 0.95rem; color: var(--text-medium); margin-bottom: 0; }


/* --- Benefits Section V4 (Improved Layout & Style) --- */
.benefits-section-v4 { background-color: var(--secondary-bg); }
.benefits-grid-v4 {
    display: grid;
    /* Use 2 columns on medium screens, 1 on small */
    grid-template-columns: repeat(2, 1fr);
    gap: 30px;
}
.benefit-item-v4 {
    display: flex;
    align-items: flex-start;
    gap: 20px;
    background-color: #fff;
    padding: 30px; /* More padding */
    border-radius: var(--border-radius);
    border: 1px solid var(--border-color-light);
    box-shadow: var(--shadow-sm);
    transition: box-shadow var(--transition-base), border-left-color var(--transition-base);
    border-left: 4px solid transparent; /* Prepare for hover */
}
.benefit-item-v4:hover {
    box-shadow: var(--shadow-md);
    border-left-color: var(--accent-purple); /* Purple accent on hover */
}
.benefit-icon-wrap-v4 {
    background-color: #f3e5f5; /* Light purple bg */
    color: var(--accent-purple);
    border-radius: 50%;
    width: 55px; /* Larger icon circle */
    height: 55px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    margin-top: 3px; /* Align icon */
}
.benefit-icon-v4 { font-size: 1.5rem; } /* Icon size */
.benefit-content-v4 { flex-grow: 1; }
.benefit-content-v4 h4 { color: var(--text-heading-purple); font-weight: 600; font-size: 1.2rem; margin-bottom: 8px; }
.benefit-content-v4 p { font-size: 0.95rem; color: var(--text-medium); margin-bottom: 0; line-height: 1.6; }


/* --- EMI Calculator Section V4 (Improved Layout) --- */
.emi-calculator-section-v4 { background-color: var(--primary-bg); }
.calculator-container-v4 {
    display: flex;
    flex-wrap: wrap;
    align-items: stretch; /* Make columns equal height */
    gap: 40px;
    background: linear-gradient(135deg, #f3e5f5 0%, var(--primary-bg) 100%); /* Light purple gradient */
    padding: 50px;
    border-radius: var(--border-radius);
    border: 1px solid var(--border-color-light);
}
.calculator-content-v4 {
    flex: 1 1 58%; /* Give slightly more space to inputs */
    min-width: 320px;
    display: flex; /* Use flex to structure content */
    flex-direction: column;
}
.calculator-inputs-v4 { margin-top: auto; } /* Push inputs down if title/subtitle short */

.calculator-result-box-v4 {
    flex: 1 1 38%; /* Remaining space */
    min-width: 300px;
    background-color: var(--primary-bg);
    padding: 30px;
    border-radius: var(--border-radius);
    box-shadow: var(--shadow-md);
    text-align: center;
    border: 1px solid var(--border-color);
    display: flex; /* Flex column for result content */
    flex-direction: column;
    justify-content: space-between; /* Space out elements */
}
.calculator-result-box-v4 h4 {
    font-size: 1rem;
    font-weight: 500;
    color: var(--text-medium);
    margin-bottom: 5px;
}
#emiResult-v4 {
    font-size: clamp(2.2rem, 6vw, 3.1rem); /* Slightly larger */
    font-weight: 700;
    color: var(--accent-purple); /* Purple EMI */
    margin-bottom: 15px;
    line-height: 1.1;
}
.calculator-inputs-v4 .input-group-v4 { margin-bottom: 30px; } /* More space */
.calculator-inputs-v4 label {
    display: block;
    margin-bottom: 12px; /* More space below label */
    font-weight: 500;
    color: var(--text-dark);
    font-size: 1rem;
}
.calculator-inputs-v4 label .value-display {
    float: right;
    font-weight: 600;
    color: var(--accent-purple);
}
.calculator-inputs-v4 input[type="number"] {
    width: 100%;
    padding: 12px 15px; /* Standard padding */
    border: 1px solid var(--border-color);
    border-radius: var(--border-radius);
    font-size: 1rem;
    margin-top: 8px;
}
.calculator-inputs-v4 input[type="number"]:focus{
    outline: none;
    border-color: var(--accent-purple);
    box-shadow: 0 0 0 3px rgba(106, 27, 154, 0.15);
}
.calculator-inputs-v4 small {
    font-size: 0.85rem;
    color: var(--text-light);
    display: inline-block;
    margin-top: 6px;
}

.chart-container-v4 {
    width: 100%;
    max-width: 220px; /* Limit chart size */
    margin: 15px auto;
    position: relative; /* For legend positioning if needed */
}
#emiChartV4 { max-height: 220px; } /* Canvas height */

.chart-legend {
    font-size: 0.85rem;
    margin-top: 15px;
    text-align: left;
    padding-left: 10px; /* Indent */
    color: var(--text-medium);
}
.chart-legend div { display: flex; align-items: center; margin-bottom: 5px; }
.chart-legend .legend-color {
    display: inline-block;
    width: 12px; height: 12px;
    border-radius: 3px;
    margin-right: 8px;
}
.chart-legend .legend-color.principal { background-color: var(--accent-purple); } /* Match chart */
.chart-legend .legend-color.interest { background-color: var(--highlight-gold); } /* Match chart */
.chart-legend span[id$="Display"] { font-weight: 600; color: var(--text-dark); margin-left: 4px; }


.disclaimer-v4 {
    display: flex; align-items: center; gap: 8px;
    font-size: 0.85rem; color: var(--text-medium);
    background-color: var(--secondary-bg); padding: 10px 12px;
    border-radius: var(--border-radius); text-align: left; margin-bottom: 25px;
}
.disclaimer-v4 i { color: var(--text-light); font-size: 0.9em; }
.calculator-result-box-v4 .cta-button-v4 { width: 100%; margin-top: auto; } /* Push button down */


/* --- Styled Slider V4 (Purple/Gold) --- */
input[type="range"].styled-slider {
    width: 100%; height: 8px; cursor: pointer; appearance: none;
    background: var(--slider-track); border-radius: 4px; outline: none;
}
/* Slider Thumb */
input[type="range"].styled-slider::-webkit-slider-thumb {
    appearance: none; width: 20px; height: 20px;
    background: var(--accent-purple); /* Purple Thumb */
    border-radius: 50%; cursor: pointer;
    box-shadow: 0 0 5px rgba(0,0,0,0.1);
    margin-top: -6px; /* Center thumb */
    border: 2px solid #fff; /* White border for contrast */
}
input[type="range"].styled-slider::-moz-range-thumb {
    width: 20px; height: 20px;
    background: var(--accent-purple); border-radius: 50%;
    cursor: pointer; border: 2px solid #fff;
    box-shadow: 0 0 5px rgba(0,0,0,0.1);
}
/* Slider Progress Track - Use Gold */
input[type="range"].slider-progress { background: linear-gradient(to right, var(--highlight-gold) 0%, var(--highlight-gold) var(--progress, 0%), var(--slider-track) var(--progress, 0%), var(--slider-track) 100%); }


/* --- Loan Uses Section V4 --- */
.loan-uses-v4 { background-color: var(--secondary-bg); }
.uses-grid-v4 {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); /* Slightly larger */
    gap: 25px;
    margin-top: 40px;
}
.use-card-v4 {
    background-color: var(--primary-bg);
    padding: 25px 15px; /* More padding */
    border-radius: var(--border-radius);
    border: 1px solid var(--border-color-light);
    text-align: center;
    transition: transform var(--transition-base), box-shadow var(--transition-base);
}
.use-card-v4:hover {
    transform: translateY(-5px) scale(1.03); /* Scale effect */
    box-shadow: var(--shadow-md);
}
.use-card-v4 i {
    font-size: 2.2rem; /* Larger icon */
    color: var(--accent-purple);
    margin-bottom: 12px;
    display: block;
}
.use-card-v4 span {
    font-size: 1rem; /* Larger text */
    font-weight: 500;
    color: var(--text-dark);
}


/* --- FAQs Section V4 --- */
.faq-section-v4 { background-color: var(--primary-bg); padding-bottom: 80px; }
.faq-accordion-v4 { max-width: 850px; margin: 40px auto 0 auto; }
.faq-item-v4 {
    background-color: #fff;
    margin-bottom: 12px; /* More space */
    border: 1px solid var(--border-color-light);
    border-radius: var(--border-radius);
    overflow: hidden;
}
.faq-item-v4[open] {
    border-left: 4px solid var(--accent-purple);
    box-shadow: var(--shadow-sm);
}
.faq-item-v4 summary {
    padding: 20px 25px; /* More padding */
    font-weight: 600;
    font-size: 1.1rem; /* Larger question */
    cursor: pointer;
    list-style: none;
    display: flex;
    justify-content: space-between;
    align-items: center;
    color: var(--text-dark);
    transition: background-color var(--transition-base);
}
.faq-item-v4 summary:hover { background-color: var(--secondary-bg); }
.faq-item-v4 summary::-webkit-details-marker { display: none; }
.faq-item-v4 summary span { flex-grow: 1; margin-right: 15px; }
.faq-icon-v4 {
    color: var(--accent-purple);
    transition: transform var(--transition-base);
    flex-shrink: 0;
}
.faq-item-v4[open] summary .faq-icon-v4 { transform: rotate(180deg); }
.faq-item-v4 p {
    padding: 0px 25px 25px 25px; /* More bottom padding */
    font-size: 1rem; /* Slightly larger answer */
    color: var(--text-medium);
    margin: 0;
    border-top: 1px solid var(--border-color-light);
    padding-top: 20px;
    line-height: 1.75; /* More line spacing */
}


/* --- Footer V4 --- */
.footer-v4 {
    background-color: var(--secondary-bg);
    color: var(--text-medium);
    padding-top: 60px; /* More padding */
    border-top: 1px solid var(--border-color-light);
}
.footer-container-v4 {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); /* Adjust min-width */
    gap: 35px 45px;
    padding-bottom: 50px;
    font-size: 0.95rem; /* Slightly larger footer text */
}
.footer-col-v4 h5 {
    color: var(--text-heading-purple);
    font-size: 1.05rem;
    font-weight: 600;
    margin-bottom: 18px;
}
.footer-col-v4 p { margin-bottom: 10px; line-height: 1.7; }
.footer-col-v4 ul { padding: 0; }
.footer-col-v4 ul li { margin-bottom: 10px; }
.footer-col-v4 ul li a { color: var(--text-medium); }
.footer-col-v4 ul li a:hover { color: var(--accent-purple); }
.footer-col-v4.contact i { margin-right: 10px; color: var(--accent-purple); width: 18px; text-align: center; }

.footer-bottom-v4 {
    border-top: 1px solid var(--border-color-light);
    padding: 25px 0; /* More padding */
    text-align: center;
    font-size: 0.9rem; /* Larger bottom text */
    color: var(--text-light);
    background-color: #fff; /* White bottom bar */
}
.footer-bottom-v4 p { margin-bottom: 5px; }
.footer-bottom-v4 .disclaimer { opacity: 0.8; }


/* --- Sticky Mobile Footer V4 --- */
.sticky-mobile-footer-v4 {
    display: none; /* Hidden by default */
    position: fixed;
    bottom: 0; left: 0; width: 100%;
    background-color: var(--primary-bg);
    box-shadow: 0 -3px 10px rgba(0, 0, 0, 0.08);
    z-index: 1000;
    opacity: 0; transform: translateY(100%);
    transition: opacity 0.4s ease, transform 0.4s ease;
    display: flex;
    justify-content: space-around;
    padding: 8px;
    border-top: 1px solid var(--border-color-light);
}
.sticky-mobile-footer-v4.visible { opacity: 1; transform: translateY(0); }
.sticky-action-v4 {
    flex: 1;
    padding: 11px 12px; /* Slightly more padding */
    border-radius: var(--border-radius);
    font-size: 0.95rem;
    font-weight: 600;
    cursor: pointer;
    text-align: center;
    transition: background-color var(--transition-base), color var(--transition-base), border-color var(--transition-base);
    display: flex; align-items: center; justify-content: center; gap: 8px;
    margin: 0 4px;
    border: 1px solid transparent;
}
.sticky-action-v4 i { font-size: 1em; }
.sticky-action-v4:not(.primary) {
    background-color: var(--secondary-bg);
    color: var(--accent-purple);
    border: 1px solid var(--border-color-light);
}
.sticky-action-v4:not(.primary):hover { background-color: #e1bee7; color: var(--accent-purple-dark); } /* Light purple hover */
.sticky-action-v4.primary {
    background-color: var(--accent-purple);
    color: #fff;
}
.sticky-action-v4.primary:hover { background-color: var(--accent-purple-dark); }


/* --- Responsive Design V4 --- */
@media (max-width: 992px) {
    .hero-container-v4 { flex-direction: column; text-align: center; }
    .hero-content-v4 { order: 1; max-width: 100%; }
    .hero-graphic-v4 { order: 2; max-width: 380px; margin: 30px auto 0 auto; }
    .hero-form-v4 { flex-direction: column; max-width: 500px; margin-left: auto; margin-right: auto; } /* Center form */
    .form-inputs-v4 { flex-direction: column; width: 100%; }
    .hero-form-v4 .cta-button-v4 { width: 100%; }

    .calculator-container-v4 { flex-direction: column; align-items: stretch; padding: 40px 30px; }
    .calculator-result-box-v4 { margin-top: 0; }
    .section-title-v4.left-align, .section-subtitle-v4.left-align { text-align: center; }

    .benefits-grid-v4 { grid-template-columns: 1fr; } /* Stack benefits earlier */
}

@media (max-width: 768px) {
    section { padding: 65px 0; }
    .hero-section-v4 { min-height: auto; padding: 70px 0 50px 0; }
    .trust-bar-container-v4 { justify-content: center; }
    .partner-logos-v4 { gap: 25px; }
    .partner-logos-v4 img { height: 24px; }

    .uses-grid-v4 { grid-template-columns: repeat(auto-fit, minmax(140px, 1fr)); gap: 20px; }
    .footer-container-v4 { grid-template-columns: repeat(auto-fit, minmax(200px, 1fr)); gap: 30px; }
    .sticky-mobile-footer-v4 { display: flex; }
}

@media (max-width: 576px) {
     h1 { font-size: 2.1rem; }
     h2 { font-size: 1.8rem; }
     .container { padding: 0 15px; }
     .hero-subheadline-v4 { font-size: 1.1rem; }
     .hero-form-v4 { padding: 15px; }
     .input-wrapper-v4 input { font-size: 0.95rem; padding: 12px 12px 12px 40px;}
     .cta-button-v4 { padding: 12px 20px; font-size: 1rem; }
     .steps-container-v4 { grid-template-columns: 1fr; gap: 25px; } /* Stack steps */
     .step-card-v4 { padding: 30px 25px; }
     .benefit-item-v4 { padding: 25px; flex-direction: column; text-align: center; align-items: center; } /* Stack icon/text */
     .benefit-icon-wrap-v4 { margin-bottom: 15px; }
     .calculator-container-v4 { padding: 30px 15px; }
     #emiResult-v4 { font-size: 2.1rem; }
     .chart-container-v4 { max-width: 180px; } /* Smaller chart */
     #emiChartV4 { max-height: 180px; }
     .uses-grid-v4 { grid-template-columns: repeat(2, 1fr); }
     .footer-container-v4 { grid-template-columns: 1fr; text-align: center; }
     .sticky-action-v4 { font-size: 0.9rem; padding: 10px 10px; gap: 6px; }
     .trust-bar-container-v4 span { width: 100%; text-align: center; margin-bottom: 8px; margin-right: 0; }
}